{"id":183,"date":"2025-08-06T21:02:01","date_gmt":"2025-08-06T19:02:01","guid":{"rendered":"https:\/\/finanziario.tech\/?page_id=183"},"modified":"2025-12-22T20:35:14","modified_gmt":"2025-12-22T19:35:14","slug":"corporate","status":"publish","type":"page","link":"https:\/\/finanziario.tech\/index.php\/corporate\/","title":{"rendered":"Corporate"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Page Header&#8221; _builder_version=&#8221;4.27.4&#8243; background_enable_image=&#8221;off&#8221; parallax=&#8221;on&#8221; bottom_divider_style=&#8221;mountains2&#8243; bottom_divider_color=&#8221;#FFFFFF&#8221; bottom_divider_height=&#8221;50px&#8221; bottom_divider_repeat=&#8221;1x&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_slider _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Montserrat|500|||||||&#8221; header_letter_spacing=&#8221;10px&#8221; 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custom_width_px=&#8221;710px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; background_position=&#8221;top_left&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Projects Section Title&#8221; _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;|300|||||||&#8221; header_font=&#8221;Montserrat|300|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#1f1f1f&#8221; header_font_size=&#8221;36px&#8221; header_line_height=&#8221;1.6em&#8221; text_orientation=&#8221;center&#8221; width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_fold=&#8221;20%&#8221; header_font_size_tablet=&#8221;36px&#8221; header_font_size_phone=&#8221;26px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Scopri le nostre soluzioni flessibili e affidabili, pensate per accompagnare ogni fase del tuo progetto imprenditoriale.<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; 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button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;on&#8221; button_border_radius__hover=&#8221;0&#8243; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;2&#8243; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;rgba(0,0,0,0)&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]<\/p>\n<h3>La risposta smart per gli investimenti aziendali<\/h3>\n<p>[\/et_pb_cta][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#202020&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.9em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;710px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_fold=&#8221;20%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Mutuo a tasso variabile, con una durata fino a 120 mesi e piano di rimborso rateale, destinato a finanziare la realizzazione di investimenti materiali e immateriali, formazione di scorte ed altre necessit\u00e0 finanziarie di breve\/medio\/lungo periodo correlate all\u2019attivit\u00e0 dell\u2019impresa.<\/p>\n<p><strong>REQUISITI<\/strong>:\u200b A questa tipologia di finanziamento possono accedere Societ\u00e0 di Capitali con sede in Italia, un fatturato minimo di euro 400.000, attive da almeno 3 anni con 2 bilanci depositati ed elegibili dal fondo nazionale di garanzia (MCC)\/SACE.<\/p>\n<p><strong>DURATA<\/strong>:\u200b Un minimo di 36 mesi a un massimo di 120 mesi con possibilit\u00e0 di preammortamento.<\/p>\n<p><strong>IMPORTO FINANZIABILE<\/strong>: \u200bUn minimo di euro 40.000 a un massimo di euro 50.000.000.<\/p>\n<p><strong>COSA FINANZIARE<\/strong>: \u200bLiquidit\u00e0 per finanziare il circolante, un progetto di investimento, l\u2019acquisto di un immobile funzionale all\u2019attivit\u00e0 imprenditoriale, l\u2019acquisizione di un ramo di azienda, l\u2019efficientamento energetico della propria struttura adibita ad attivit\u00e0 di produzione o logistica.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/finanziario.tech\/index.php\/contatti\/#form&#8221; 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button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;on|hover&#8221; button_border_color__hover=&#8221;#b65200&#8243; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;on&#8221; button_border_radius__hover=&#8221;0&#8243; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;2&#8243; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;rgba(0,0,0,0)&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]<\/p>\n<h3>Trasformiamo i crediti aziendali in nuove opportunit\u00e0<\/h3>\n<p>[\/et_pb_cta][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#202020&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.9em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;710px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_fold=&#8221;20%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>La necessit\u00e0 del factoring si manifesta quando vi \u00e8 uno sbilanciamento tra le esigenze della politica di credito commerciale dell\u2019impresa e i termini e le condizioni di pagamento che l\u2019impresa stessa concede alla clientela nonch\u00e9 in tutti i casi in cui ricorrono forme di dilazione di pagamento dei crediti. Possono usufruirne tutte le aziende con sede in Italia, senza limiti di importo che intendono cedere sia crediti pubblici che privati. Permette l\u2019azzeramento del rischio di insolvenza dei debitori ceduti. Attraverso il trasferimento del rischio all\u2019 intermediario finanziario acquirente. Ottimizza i flussi finanziari e il Capitale Circolante, migliora gli indici di bilancio.<\/p>\n<p><strong>VANTAGGI PER L\u2019 IMPRESA CEDENTE:<\/strong><br \/>1) <strong>Permette<\/strong> l\u2019azzeramento del rischio di insolvenza dei debitori ceduti attraverso il trasferimento del rischio all\u2019 intermediario finanziario acquirente.<br \/>2) <strong>Ottimizza<\/strong> i flussi finanziari e il Capitale Circolante;<br \/>3) <strong>Migliora<\/strong> gli indici di bilancio.<\/p>\n<p><strong>Nella formula Pro- soluto,<\/strong>\u200b il prodotto si rivolge proprio a quelle imprese che intendono coprire il rischio di insolvenza della propria clientela, attraverso la cessione dei crediti commerciali, migliorando di conseguenza la propria posizione finanziaria netta, deconsolidando dei crediti dal bilancio nel rispetto dei principi IAS.<\/p>\n<p><strong>Nella formula Pro-solvendo, <\/strong>consiste nella cessione continuativa dei crediti commerciali, nella gestione amministrativa degli stessi e contempla la notifica della cessione al debitore ceduto, informandolo delle modalit\u00e0 previste per procedere al rimborso delle fatture cedute. La cessione pro solvendo si perfeziona con la stipula di un contratto che pu\u00f2 prevedere la cessione globale del fatturato o di una parte significativa dello stesso, identificando i debitori in accordo con l\u2019intermediario del credito.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/finanziario.tech\/index.php\/contatti\/#form&#8221; button_text=&#8221;Form di contatto&#8221; button_alignment=&#8221;right&#8221; admin_label=&#8221;Project Section Button&#8221; _builder_version=&#8221;4.27.4&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#b65200&#8243; button_border_width=&#8221;2px&#8221; button_border_color=&#8221;#b65200&#8243; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Montserrat|||on|&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;8%||12%||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; 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button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;on|hover&#8221; button_border_color__hover=&#8221;#b65200&#8243; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;on&#8221; button_border_radius__hover=&#8221;0&#8243; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;2&#8243; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;rgba(0,0,0,0)&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]<\/p>\n<h3>Il credito accessibile per nuove realt\u00e0 e start-up<\/h3>\n<p>[\/et_pb_cta][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#202020&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.9em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;710px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_fold=&#8221;20%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Una forma di finanziamento che si basa su prestiti di natura fiduciaria verificata sulla base di un comportamento virtuoso di soggetti vulnerabili. Infatti, Il microcredito viene definito come &#8220;credito di piccolo ammontare finalizzato all&#8217;avvio di un&#8217;attivit\u00e0 imprenditoriale o per far fronte a spese d&#8217;emergenza, nei confronti di soggetti vulnerabili dal punto di vista sociale ed economico, che generalmente sono esclusi dal settore finanziario formale&#8221;.<\/p>\n<p><strong>REQUISITI<\/strong>:\u200b Dal 2024 l&#8217;ammontare dei finanziamenti concessi a un singolo beneficiario non pu\u00f2 superare il 10% del capitale sociale al netto delle perdite, come risultante dall&#8217;ultimo bilancio approvato.<\/p>\n<p><strong>DURATA<\/strong>:\u200b Il termine massimo per la restituzione del finanziamento \u00e8 stato esteso a 10 anni, superando il limite precedente di 7 anni.<\/p>\n<p><strong>IMPORTO FINANZIABILE<\/strong>: \u200bUn minimo di euro 10.000,00 a 50.000,00<\/p>\n<p><strong>COSA FINANZIARE<\/strong>: \u200b\u200bStartUp con progetti di sviluppo con esperienze pregresse<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/finanziario.tech\/index.php\/contatti\/#form&#8221; 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button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;rgba(0,0,0,0)&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>I vantaggi della cessione del credito fiscale<\/h3>\n<p>[\/et_pb_cta][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#202020&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.9em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;710px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_fold=&#8221;20%&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><strong>Liquidit\u00e0 immediata<\/strong>: le aziende non devono aspettare il rimborso fiscale, ma ricevono subito il denaro.<br \/><strong>Semplificazione fiscale<\/strong>: la cessione riduce la complessit\u00e0 gestionale legata alla riscossione del credito fiscale.<br \/><strong>Flessibilit\u00e0 finanziaria<\/strong>: consente alle imprese di sfruttare il credito fiscale come strumento di finanziamento.<\/p>\n<p><strong>I CREDITI FISCALI CHE POSSONO ESSERE OGGETTO DI CESSIONE SONO:<\/strong><\/p>\n<ul>\n<li>IVA senza limiti di importo;<\/li>\n<li>IRAP;<\/li>\n<li>IRES;<\/li>\n<li>IRES per mancata deduzione IRAP;<\/li>\n<li>IRES per c.d. Tremonti Ambientale;<\/li>\n<li>Crediti d\u2019imposta da convenzione DTA.<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/finanziario.tech\/index.php\/contatti\/#form&#8221; button_text=&#8221;Form di contatto&#8221; admin_label=&#8221;Project Section Button&#8221; _builder_version=&#8221;4.27.4&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#b65200&#8243; button_border_width=&#8221;2px&#8221; button_border_color=&#8221;#b65200&#8243; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Montserrat|||on|&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;8%||12%||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; hover_enabled=&#8221;0&#8243; button_text_color_hover=&#8221;#6eba01&#8243; button_border_color_hover=&#8221;#6eba01&#8243; 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custom_padding__hover=&#8221;|||&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; disabled_on=&#8221;on|on|on&#8221; module_id=&#8221;facto&#8221; module_class=&#8221; et_pb_row_fullwidth&#8221; _builder_version=&#8221;4.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;left&#8221; custom_margin=&#8221;0px||0px|&#8221; custom_padding=&#8221;0px||0px|&#8221; hover_enabled=&#8221;0&#8243; make_fullwidth=&#8221;on&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; 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button_url=&#8221;#&#8221; admin_label=&#8221;Feature 01&#8243; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Montserrat|700|||||||&#8221; header_text_color=&#8221;#1f1f1f&#8221; header_font_size=&#8221;36&#8243; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Lato||||||||&#8221; body_text_color=&#8221;#171717&#8243; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.9em&#8221; use_background_color=&#8221;off&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18&#8243; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#b65200&#8243; button_border_width=&#8221;2px&#8221; button_border_color=&#8221;#b65200&#8243; button_border_radius=&#8221;0&#8243; button_letter_spacing=&#8221;2&#8243; button_font=&#8221;Montserrat|||on|&#8221; button_use_icon=&#8221;off&#8221; text_orientation=&#8221;left&#8221; background_layout=&#8221;light&#8221; module_alignment=&#8221;left&#8221; custom_margin=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_fold=&#8221;15%&#8221; button_text_color_hover=&#8221;#6eba01&#8243; button_border_color_hover=&#8221;#6eba01&#8243; button_border_radius_hover=&#8221;0&#8243; button_letter_spacing_hover=&#8221;2&#8243; button_bg_color_hover=&#8221;rgba(0,0,0,0)&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;on&#8221; button_text_color__hover=&#8221;#b65200&#8243; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;on|hover&#8221; button_border_color__hover=&#8221;#b65200&#8243; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;on&#8221; button_border_radius__hover=&#8221;0&#8243; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;2&#8243; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;rgba(0,0,0,0)&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]<\/p>\n<h3>Trasformiamo i crediti aziendali in nuove opportunit\u00e0<\/h3>\n<p>[\/et_pb_cta][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#202020&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.9em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;710px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_fold=&#8221;20%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>La necessit\u00e0 del factoring si manifesta quando vi \u00e8 uno sbilanciamento tra le esigenze della politica di credito commerciale dell\u2019impresa e i termini e le condizioni di pagamento che l\u2019impresa stessa concede alla clientela nonch\u00e9 in tutti i casi in cui ricorrono forme di dilazione di pagamento dei crediti. Possono usufruirne tutte le aziende con sede in Italia, senza limiti di importo che intendono cedere sia crediti pubblici che privati. Permette l\u2019azzeramento del rischio di insolvenza dei debitori ceduti. Attraverso il trasferimento del rischio all\u2019 intermediario finanziario acquirente. Ottimizza i flussi finanziari e il Capitale Circolante, migliora gli indici di bilancio.<\/p>\n<p><strong>Nella formula Pro- soluto,<\/strong>:\u200b Il prodotto si rivolge proprio a quelle imprese che intendono coprire il rischio di insolvenza della propria clientela, attraverso la cessione dei crediti commerciali, migliorando di conseguenza la propria posizione finanziaria netta, deconsolidando dei crediti dal bilancio nel rispetto dei principi IAS.<\/p>\n<p><strong>Nella formula Pro-solvendo,<\/strong>:Consiste nella cessione continuativa dei crediti commerciali, nella gestione amministrativa degli stessi e contempla la notifica della cessione al debitore ceduto, informandolo delle modalit\u00e0 previste per procedere al rimborso delle fatture cedute. La cessione pro solvendo si perfeziona con la stipula di un contratto che pu\u00f2 prevedere la cessione globale del fatturato o di una parte significativa dello stesso, identificando i debitori in accordo con l\u2019intermediario del credito.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/finanziario.tech\/index.php\/contatti\/#form&#8221; button_text=&#8221;Form di contatto&#8221; admin_label=&#8221;Project Section Button&#8221; _builder_version=&#8221;4.27.4&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#b65200&#8243; button_border_width=&#8221;2px&#8221; button_border_color=&#8221;#b65200&#8243; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Montserrat|||on|&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;8%||12%||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;fold&#8221; 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button_bg_color__hover=&#8221;rgba(0,0,0,0)&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;]<\/p>\n<h3>Investi subito nei beni che fanno crescere la tua impresa<\/h3>\n<p>[\/et_pb_cta][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#202020&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.9em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;710px&#8221; module_alignment=&#8221;center&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_fold=&#8221;20%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>A chi si rivolge:<\/strong> Imprese di qualsiasi dimensione e liberi professionisti che desiderano acquisire beni strumentali all\u2019attivit\u00e0 aziendale. Possono essere finanziati beni quali: arredi, macchinari, attrezzature d&#8217;ufficio, strumenti professionali e medicali e pi\u00f9 in generale ogni bene necessario allo svolgimento di una attivit\u00e0 imprenditoriale.<\/p>\n<p><strong>Come Funziona:<\/strong> I contratti di leasing sono personalizzabili nella durata e nel piano di rimborso che viene concordato con il cliente in funzione delle esigenze finanziarie. Nel canone \u00e8 compresa una copertura assicurativa All risks valida per tutta la durata del contratto a condizioni particolarmente competitive. Al leasing possono inoltre essere abbinate le agevolazioni in vigore quali Credito d&#8217;imposta e Sabatini, oltre alla garanzia del Fondo di Garanzia gestito dal Mediocredito Centrale.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/finanziario.tech\/index.php\/contatti\/#form&#8221; button_text=&#8221;Form di contatto&#8221; button_alignment=&#8221;right&#8221; admin_label=&#8221;Project Section Button&#8221; _builder_version=&#8221;4.27.4&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#b65200&#8243; button_border_width=&#8221;2px&#8221; button_border_color=&#8221;#b65200&#8243; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;Montserrat|||on|&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;8%||12%||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; 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global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Finanzia dai grandi impianti industriali alle attrezzature medicali e odontoiatriche per gli studi professionali, dalle reti informatiche a ogni altra tipologia di bene strumentale per le attivit\u00e0 di aziende, artigiani e professionisti.<\/p>\n<p><em>CARATTERISTICHE DEL PRODOTTO E NOTE OPERATIVE<\/em><br \/><strong>IMPORTO MINIMO<\/strong>:\u200b 20.000 \u20ac<\/p>\n<p><strong>TIPOLOGIA TASSO<\/strong>:\u200b Indicizzato<\/p>\n<p><strong>IMPORTO FINANZIABILE<\/strong>: \u200bUn minimo di euro 10.000,00 a 50.000,00<\/p>\n<p><strong>DURATA MINIMA<\/strong>: \u200b\u200bNon prevista per legge, di norma pari alla met\u00e0 del periodo di ammortamento del bene in base ai coefficienti ministeriali e comunque non superiore a 60 mesi.<\/p>\n<p><strong>ANTICIPO<\/strong>:\u200b \u200bMinimo 10% &#8211; Massimo 40%<\/p>\n<p><strong>RISCATTO<\/strong>:\u200b \u200b1% del valore del bene finanziato<\/p>\n<p><strong>SPESE ISTRUTTORIA<\/strong>:\u200b \u200b\u200b1% del valore finanziato con un minimo di 500 euro<\/p>\n<p><strong>SPESE INCASSO CANONI<\/strong>:\u200b \u200b\u200b5,00 \u20ac<\/p>\n<p><strong>ASSICURAZIONE<\/strong>:\u200b Polizza All Risks obbligatoria che assicura il bene da ogni tipo di rischi; il premio assicurativo viene rateizzato nel canone mensile, senza alcun interesse aggiuntivo, oltre ad usufruire delle ottime condizioni economiche, da noi concordate con le compagnie di assicurazione.<\/p>\n<p><strong>USATO<\/strong>:\u200b \u200b\u200b\u00c8 possibile stipulare contratti di leasing su beni usati (purch\u00e9 non abbiano pi\u00f9 di 5 anni dalla data di produzione), previa perizia asseverata sulla congruit\u00e0 del prezzo e sulla certificazione alle norme di sicurezza sul lavoro.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; background_enable_color=&#8221;off&#8221; background_position=&#8221;top_left&#8221; custom_padding=&#8221;4%|4%|4%|4%|true|true&#8221; custom_padding_tablet=&#8221;4%|4%|4%|4%|true|true&#8221; custom_padding_phone=&#8221;4%|4%|4%|14%|true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_divider color=&#8221;#b65200&#8243; 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global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Si rivolge a tutte le aziende e i professionisti che stanno valutando di acquistare o costruire un immobile per ampliare la propria attivit\u00e0, trasferirsi presso un&#8217;altra sede o dotarsi di locali pi\u00f9 funzionali, sfruttando gli importanti benefici fiscali che offre il leasing immobiliare. Sono finanziabili immobili industriali, artigianali, uffici e negozi, complessi immobiliari, magazzini. Dall&#8217;acquisto alla costruzione ex-novo dell&#8217;immobile o alla sua ristrutturazione.<\/p>\n<p><em>CARATTERISTICHE DEL PRODOTTO E NOTE OPERATIVE<\/em><br \/><strong>TIPO D\u2019INTERVENTO<\/strong>:\u200b \u200bL&#8217;operativit\u00e0 comprende tutte le tipologie di leasing immobiliare:<br \/>\u2022 Immobili edificati<br \/>\u2022 Immobili in corso di costruzione<br \/>\u2022 Terreni con immobile da edificare<br \/>\u2022 Immobili da ristrutturare<\/p>\n<p><strong>IMPORTO MINIMO<\/strong>:\u200b 200.000 \u20ac<\/p>\n<p><strong>TIPOLOGIA TASSO<\/strong>: \u200b\u200bIndicizzato<\/p>\n<p><strong>DURATA MINIMA<\/strong>: \u200b\u200bNon prevista per legge, di norma da un minimo di 60 mesi a un massimo di 144 mesi<\/p>\n<p><strong>ANTICIPO<\/strong>:\u200b \u200b10% &#8211; Massimo 30%<\/p>\n<p><strong>RISCATTO<\/strong>:\u200b \u200bDi norma fino al 10% del valore del bene Minimo finanziato.<\/p>\n<p><strong>SPESE ISTRUTTORIA<\/strong>:\u200b \u200b\u200b1% del valore dell&#8217;immobile, con un minimo di 2.000 \u20ac<\/p>\n<p><strong>SPESE INCASSO CANONI<\/strong>:\u200b \u200b\u200b5,00 \u20ac<\/p>\n<p><strong>SPESE A CARICO CLIENTE<\/strong>:\u200b<br \/>\u200b\u2022 Polizza assicurativa sull&#8217;immobile<br \/>\u2022 Perizia da parte di un tecnico di fiducia della banca<br \/>\u2022 Notarili<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Scopri le nostre soluzioni flessibili e affidabili, pensate per accompagnare ogni fase del tuo progetto imprenditoriale.La risposta smart per gli investimenti aziendaliMutuo a tasso variabile, con una durata fino a 120 mesi e piano di rimborso rateale, destinato a finanziare la realizzazione di investimenti materiali e immateriali, formazione di scorte ed altre necessit\u00e0 finanziarie di [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-183","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/finanziario.tech\/index.php\/wp-json\/wp\/v2\/pages\/183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finanziario.tech\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finanziario.tech\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finanziario.tech\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finanziario.tech\/index.php\/wp-json\/wp\/v2\/comments?post=183"}],"version-history":[{"count":31,"href":"https:\/\/finanziario.tech\/index.php\/wp-json\/wp\/v2\/pages\/183\/revisions"}],"predecessor-version":[{"id":4461,"href":"https:\/\/finanziario.tech\/index.php\/wp-json\/wp\/v2\/pages\/183\/revisions\/4461"}],"wp:attachment":[{"href":"https:\/\/finanziario.tech\/index.php\/wp-json\/wp\/v2\/media?parent=183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}